Kiva St. Louis

Powered by WEPOWER


Zero Interest Loans For The People By The People

In partnership with Kiva, WEPOWER helps make capital more accessible to small business owners, particularly those who have been excluded by the mainstream financial system.

Entrepreneurs of color face direct discrimination and structural racism, resulting in less access to capital, compounding existing inequities and making it harder for communities of color to build generational wealth. Research has shown that Black entrepreneurs are rejected for loans at higher rates, on average approved for lower loan amounts, and charged higher average interest rates. It’s time to address these barriers.

Borrow Funds to Fuel Your Dreams

“Reality is wrong. Dreams are for real.” – Tupac

Zero interest. Zero fees. Grace period. Access a loan between $1,000-$15,000. Kiva acts as a first-rung on an otherwise inaccessible financial ladder, creating an important new path to the financial mainstream.

kiva hub tupac

Am I Eligible?

In order to receive a loan from Kiva, you must meet the following minimum eligibility criteria:

Capital Access Manager, Edgar Payano, smiling

The Process

Learn more about the process below and reach out to Edgar, our Capital Access Manager, to learn more or get started. You can email Edgar at [email protected] or sign up for a time to talk 1:1 with him using the link below.


Poster that says: Black Joy Junteenth. This Friday, June 19th throguh Sunday, June 21st. Buy Black. Spend all of your dollars at Black owned businesses! Give Black. Invest in Black-led organizations co-creating a future where Black folks are free. Defends Black. Join in local actions to demand justice and rights that defend Black lives. Friday, June 19th, from 5 to 8 pm, enjoy our Black Joy Juneteenth virtual dance party with DJ Agirl One and Makeda Kravtiz. Black joy is resistance.

This is our moment, make the pledge today.

JUNE 18, 2020 This is our moment, make the pledge today. I can’t sleep these days.   There’s so much to process at this moment. The violent history that has…

WEPOWER slogan with smiling Black woman

Moving towards a measurably different St. Louis

APRIL 30, 2020 Moving Towards a Measurably Different St. Louis What are we moving towards, together? Because there is no turning back from here. We can move towards a new…

Group of Black women on gold background

Coronavirus Resources + Note from WEPOWER Team

Coronavirus Resources + Note from WEPOWER Team “Our goal is to create a beloved community and this will require a qualitative change in our souls as well as a quantitative…

What's Next SLPS? Logo

St. Louis Families Launch ‘What’s Next SLPS?’ Campaign to Reimagine Schools and School Closings

FEBRUARY 6, 2020 St. Louis Families Launch ‘What’s Next SLPS?’ Campaign to Reimagine Schools and School Closings Wow! What an amazing journey it’s been. Since the launch of Better Budgets,…

group picture members of Elevate/Elevar 2020 cohort

Meet WEPOWER’s inaugural cohort of Elevate/Elevar Entrepreneurs

JANUARY 16, 2020 Meet WEPOWER’s Inaugural Cohort of Elevate/Elevar Entrepreneurs After talking to hundreds of founders, reviewing 90+ applications, interviewing 40+ entrepreneurs, and 800+ community members voting, we have selected…

Better Budgets Better Schools logo with smiling black women

Better Budgets, Better Schools Achieves Multiple Wins Towards Equitable Funding Policies at SLPS

JANUARY 31, 2020 Better Budgets, Better Schools Achieves Multiple Wins Towards Equitable Funding Policies at SLPS We Demand… We started as 16 determined women. Women who are Saint Louis Public…

collage of elevate/elevar cohort

20 Black & Latinx Founders named Finalists for Elevate/Elevar Accelerator—Vote now!

Residents of City of St. Louis wards 1, 3, and 21—now you decide which businesses are supported to grow and to create living-wage jobs in your neighborhoods. Voting ends Friday, November 22nd at 3pm.

smiling young black man

Last call! Elevate/Elevar Application Closes Sunday

Koran Bolden shares a few words with Elevate/Elevar applicants as they approach the application finish line.

woman sharing laptop with man

St. Louis Accelerator Program Aims To Get Black And Latino Entrepreneurs A Seat At The Table

According to a report by Diversity VC and Rate My Investor, less than 1% of all venture capital funding supports black entrepreneurs and 1.8% of funding backs Latino founders. The St. Louis organization WEPOWER aims to boost those percentages. Recently, the company initiated Elevate/Elevar, an accelerator program for black and Latino entrepreneurs.

black woman looking intently at camera

Mayor Krewson, Public Safety Director Edwards—INVEST in our children & the transformation of systems that impact them

Gloria Nolan, Advocacy and Operations Coordinator, testified on the steps of City Hall as part of the For Our Future rally. Read a transcript of her powerful words.