Kiva St. Louis

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Zero Interest Loans For The People By The People

In partnership with Kiva, WEPOWER helps make capital more accessible to small business owners, particularly those who have been excluded by the mainstream financial system.

Entrepreneurs of color face direct discrimination and structural racism, resulting in less access to capital, compounding existing inequities and making it harder for communities of color to build generational wealth. Research has shown that Black entrepreneurs are rejected for loans at higher rates, on average approved for lower loan amounts, and charged higher average interest rates. It’s time to address these barriers.

Borrow Funds to Fuel Your Dreams

“Reality is wrong. Dreams are for real.” – Tupac

Zero interest. Zero fees. Grace period. Access a loan between $1,000-$15,000. Kiva acts as a first-rung on an otherwise inaccessible financial ladder, creating an important new path to the financial mainstream.

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Am I Eligible?

In order to receive a loan from Kiva, you must meet the following minimum eligibility criteria:

Capital Access Manager, Edgar Payano, smiling

The Process

Learn more about the process below and reach out to Edgar, our Capital Access Manager, to learn more or get started. You can email Edgar at [email protected] or sign up for a time to talk 1:1 with him using the link below.


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WEPOWER Prepares North St. Louis Residents to Lead Education Policy Change

With great excitement, I’m writing to you having transitioned from interim Executive Director of Forward Through Ferguson into serving as full-time CEO & founder of WEPOWER.

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Forward Through Ferguson #STL2039 Action Plan

Before I transitioned to full time at WEPOWER, I had the great pleasure of designing and launching a three-year #STL2039 Action Plan. Take a look! Engage. This important work is not possible without your action, belief, and radical collaboration!